Our approach

By utilising our underwriting expertise, we can offer better rates compared with standard, non-underwritten providers to customers who, as a result of one or more pre-existing medical conditions or lifestyle factors, are likely to have a reduced life expectancy.

We have over ten years of operations, data capture capabilities, underwriting practices, statistical analysis and an understanding of annuity purchase behavior alongside a capital efficient business model. All of which supports our drive for profitable and sustainable growth.