Do you have clients approaching or in-retirement using drawdown SIPP portfolios?

A growing community of advisers and professional investment managers are considering wealth decumulation differently from accumulation by taking a fresh approach to blending client portfolios. They’re looking at including a new guaranteed income producing asset, because they see how it can help:

• mitigate risks not present in accumulation — longevity, sequence of returns and capacity for loss; and
• enable higher long-term portfolio values and/or higher income to be achieved.

The guaranteed income producing asset is provided by our Secure Lifetime Income solution.

For a taste of how it could help improve the outcomes you deliver for many of your clients, see the resources below, or book a consultation.

Secure Lifetime Income, on-platform guaranteed income solution

Discover how this new guaranteed income producing asset could improve the outcomes you deliver for clients approaching or in-retirement using drawdown SIPP portfolios.

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Comprehensive literature on Secure Lifetime Income

Here are some useful documents designed to help you and your clients fully understand the key features and benefits of Secure Lifetime Income.

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Guaranteed income and investment risk: How much of each?

Oxford Risk's Head of Behavioural Finance, Dr Greg Davies and Stuart Slegg, Just's Head of Secure Lifetime Income discuss Oxford Risk's white paper.

Duration: 27:31

01:50 Assessing risk and suitability in decumulation
05:54 The consequences of not having a robust risk capacity model
08:31 Combining a guaranteed income alongside drawdown 
13:35 Achieving client objectives and managing behavioural factors
18:13 Determining guaranteed income and managing remaining risks
23:15 Benefits of blending guaranteed income and investible assets

Rethinking guaranteed income as an asset 

Abraham Okusanya, CEO of Timeline and Peter Ellis, Secure Lifetime Income Director, Just, have a wide-ranging discussion rethinking guaranteed income as an asset in retirement portfolios.

Duration: 32:58

00:00 Rethinking guaranteed income as an asset 
12:56 Creating more sustainable portfolios
21:47 The "alternative asset" debate
25:28 Modelling guaranteed income alongside investment assets

Client scenarios

See how a guaranteed income producing asset could produce better client outcomes in a range of scenarios.

Read our collection of thought-provoking retirement income articles: